If you own a luxury car like a Mercedes-Benz, it makes sense to compare car insurance, not just for the potential savings but also for the features of the product you are buying. In the same way that you looked at the feature offerings of the luxury car you bought, so should you look at more than just the basic coverage your insurer may be offering you. Most companies will start with the minimum coverage you need and go from there. Since our sample vehicle is a Mercedes, which is a luxury car, you need to make sure that your insurance covers more than simple repairs. Most luxury cars nowadays have premium features that are quite expensive to repair, so make sure that your insurance covers this. On the other hand, just because your drive an expensive car doesn’t mean that it’s a magnet for car thieves. In a survey of cars most often chosen by car thieves, the Mercedes E-Class actually ranked very low on the list. Insurance companies keep updated lists of the most stolen vehicles. Higher insurance premiums reflect the risks insurance companies perceive with these vehicles. With the knowledge of which cars are high-risk models, make sure that a car insurance comparison takes factors like these into account.